Your credit score is one of the most important numbers to your financial health—especially when it comes to real estate. The higher your credit score, the better interest rate you’ll be able to get on your mortgage, which can save you tens of thousands of dollars over the life of your loan.
And it looks like the average credit score in the US is on the rise—which is very good news for home buyers.
According to recent data from Experian, at the end of 2019, the average credit score in the US is 682. That’s two points higher than the same time last year—and the highest level since 2011.
So, what does that mean for you? If you’ve been thinking about buying a home, check your credit score. If your score is rising in line with the current trends, now could be a great time to get a lower interest rate on a mortgage—and save yourself some serious cash on your home.
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