The process of getting a mortgage can be a complex and confusing one, and all the myths around mortgages certainly don’t make the process any easier.

So, the question is, what are some of the most common mortgage myths?

A recent article from realtor.com busted some of the most persistent myths around mortgages and the homebuying process, including:

The Takeaway:

What does this mean for you? If you’re thinking about buying a home, it’s important to get yourself pre-approved prior to starting your search. Once you find a house and get an offer accepted, be open to the various mortgages available to you. And, don’t just jump at the lowest rate a lender quotes you, since it may not be the best overall loan for you and your future plans.