Most potential homeowners think that in order to purchase property they need an excellent credit score—generally considered a FICO score of 750 or higher. But the truth is, "just average" credit can be enough to get you into the house of your dreams.
According to the March 2018 Origination Insight Report from Ellie Mae, the average FICO scores for approved loans are 722. This number is slightly higher for conventional loans (at 752) and slightly lower for FHA loans (at 677).
You don't need perfect credit to get a mortgage! If your credit is hovering somewhere in the "just average" range, you can secure the funding you need to buy a home, especially if you're open to exploring non-traditional options.
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