Mortgage rates have been hovering near all-time lows for months. But recently, those interest rates officially crossed the line from “near an all-time low” to “at an all-time low.”
According to data from Freddie Mac, for the week ending April 30, interest rates on 30-year fixed-rate mortgages averaged 3.23 percent. That’s down from 4.14 percent a year ago—and the lowest rate on record since they started collecting interest rate data in 1971.
So, what does that mean for you? Securing a low interest rate on your mortgage can save you tens of thousands of dollars over the course of your loan—so while not everyone has the ability to buy in today’s climate, if you’re able to purchase a home, now is a great time to make a move.
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